ALERT: Stop the Auction of Alberto Del Rio’s Home!

ob.foreclosure.albertoPlease take action:

  1. Contact Wells Fargo staff with the following phone and email message:

    • Brenda Wright, Senior VP of Community Relations, +1 415-623-7738
    • Alfredo Pedroza, Director of California Local Government Relations, +1 415-396-0829
    • Ruben Pulido, Communications Staff, +1 415-852-1279
    • John Stumpf, CEO, +1 866-878-5865

     
    Sample message:
     
    To: brenda.wright@wellsfargo.com, alfredo.pedroza@wellsfargo.com, ruben.pulido@wellsfargo.com, john.g.stumpf@wellsfargo.com
    Cc: action@occupybernal.org
    Subject: Stop the Auction of Alberto Del Rio’s Home!

    Dear Wells Fargo staff,

    Postpone the auction of Alberto Del Rio’s home at 565 Banks St., San Francisco, loan # 47339080 (owner’s name is Gloria Lomeli) and offer the family a fair deal loan modification so they can remain in their home.

    Sincerely,

    Your name here

  2. Protest on THURSDAY, January 31, 1:45pm at CITY HALL (Van Ness side)

    Together we can stop predatory banks and help our neighbors!

    In the past few months we’ve stalled/stopped dozens of home auctions.

Background

Alberto Del Rio is a Bernal Heights resident who grew up in his family home. He lives there with his wife and 3 kids. To help his mother have a decent retirement, the Del Rio family took equity out of the home and refinanced. But their loan from World Savings was a Pick-a-Payment loan. Lawsuits have found these sorts of loans to be predatory. World Savings sold the loan to Wachovia, which was then acquired by Wells Fargo. “Wells took advantage of me like they did so many other people. They promised us the moon,” says Alberto, who has been trying to get a loan modification since 2000. The bank has continually lost his paperwork, and refused to negotiate in good faith. The bank even advised him to stop making payments in order to qualify for a loan modification, which triggered the foreclosure process. Alberto has been working hard and succeeded in raising his income so he can qualify for a fair deal loan modification. Now, Wells Fargo is scheduled to auction his home on January 31. But we won’t let them.

As #1 in foreclosures in San Francisco, Wells Fargo is putting 29 families at risk of losing their homes due to foreclosure and related evictions. Wells Fargo is foreclosing on and evicting veterans and disabled and senior homeowners and families with children, as well as targeting homeowners with life-threatening illnesses. Wells Fargo has engaged in predatory, fraudulent, and racist lending practices and has contributed to a rash of foreclosure deaths.

Links: Stop the Foreclosures and Evictions of the “Wells 29″    Prior Auction Stopped (photos and videos)    Profile (old auction date)   

For more info and updates: http://occupytheauctions.org/wordpress/?p=8143 or call Occupy Bernal at 415-483-9138.

Occupiers Support ACCE at Savanna Jazz Club Benefit

Update: Check out this amazing video from Peter Menchini–


Dozens of Occupiers and other supporters, including Foreclosure and Eviction Fighters Jamila Mohamed, Carolyn Gage, Ross Rhodes, Archbishop Franzo King, Allen Stowers, and Thida Chan and San Francisco Supervisors John Avalos and David Chiu, attended a festive fundraiser for the San Francisco chapter of Alliance of Californians for Community Empowerment (ACCE) on the evening of December 13, 2012, at the Savanna Jazz Club in the Mission neighborhood.

Foreclosure and Eviction Fighter Pascal Thiam, co-owner of the Savanna Club which is facing foreclosure, took to a stage bedecked with foreclosure fighter banners for some delightful jazz improvisations with Archbishop King. Thanks to the other musicians including Occupy organizer Elaine.

ACCE staff members Grace Martinez, Erin Franey, John Eller, and new executive director Christina Livingston were on hand with a bunch of volunteers who helped organize the event, including Gale Rosboro and Buck Bagot.

Occupy videographer Peter Menchini prepared a special video, which unfortunately didn’t get shown with proper audio speakers and will hopefully get broad exposure at another event soon.

Other notable attendees including Sister E, Julie Anderson, Hanson Lee, Jackson, Christie Hakim, Diane Ross, Becca Gourevich, Tim Poulson, Deborah Gerson, Kathy Lipscomb, Susan McDonough, Julien Ball, Judy Kurtz, Lisa Prochello, and many others who I didn’t catch or left before I arrived.

The event raised more than $10,000 for the organization, which has partnered effectively with Occupy Bernal, Occupy Noe, and other Occupiers to fight predatory foreclosures and evictions in San Francisco. Thanks to everyone who made it happen and to everyone who gave generously to save people’s homes!

Occupy Bernal Affordable Housing Forum on November 29, 2012

Occupy Bernal presented a forum on the Fight for Affordable Housing in Bernal Heights and Beyond at the Bernal Heights Neighborhood Center in San Francisco on November 29, 2012.

Speakers included:

  • Foreclosure and Eviction Fighter Ross Rhodes
  • ACCE organizer Grace Martinez
  • Buck Bagot of Occupy Bernal
  • Amy Beinert of the Bernal Heights Neighborhood Center
  • California Assemblymember Tom Ammiano
  • San Francisco Supervisor John Avalos
  • Sheila Chung Hagen for San Francisco Supervisor David Campos

ALERT: Demand Deutsche Bank Stop Eviction of William Bailes and Caregiver Gigi Ellis

Update as of October 8, 2012: Deutsche Bank has agreed to postpone the eviction of William Bailes and Gigi Ellis in order to hopefully come to a mutually agreeable solution, so we have postponed the October 9 protest and all phone calls and emails for the action alert.


Deutsche Bank has pursued a protracted battle to evict disabled renter William Bailes and his niece, caregiver, and homeowner Gigi Ellis from their Bernal home in San Francisco. Bill and Gigi want to remain in their home, where Bill’s doctor says he must remain to receive the nearly round-the-clock care he requires for life-threatening illnesses including hepatitis C, interstitial lung disease, and pulmonary fibrosis, which has him on an oxygen tank.

The eviction is scheduled for Wednesday, October 10.

Please take action to help the Bill and Gigi:

1) EMERGENCY RALLY
When: 9:00am on Tuesday, October 9
Where: Deutsche Bank office, 101 California Street at Davis Street, San Francisco (one to two blocks from Embarcadero BART station)

2) Call and email Deutsche Bank with the following message:

* Seth Waugh, CEO, +1 212-250-5646 or main line +1 212-250-2500

* Jeffrey Ruiz, Director, +1 212-250-3667

* Duncan King, Head of Press & Media Relations, +1 212-250-4864

* Randall Naiman, Eviction Attorney for Deutsche Bank, +1 858-535-4808

Sample messsage:

To: seth.waugh@db.com, jeffrey.ruiz@db.com, duncan.king@db.com, info@naimanlaw.com
Cc: action@occupytheauctions.org
Subject: Stop the Eviction of William Bailes and Caregiver Gigi Ellis at 433 Nevada Street in San Francisco

Please stop the eviction of disabled renter William Bailes and his niece, caregiver, and homeowner Gigi Ellis from their home at 433 Nevada Street in San Francisco. Bill and Gigi want to remain in their home, where Bill’s doctor says he must remain to receive the nearly round-the-clock care he requires for life-threatening illnesses including hepatitis C, interstitial lung disease, and pulmonary fibrosis, which has him on an oxygen tank. The eviction is scheduled for Wednesday, October 10.

Gigi Ellis was in negotiations for a loan modification from Washington Mutual (which took over the loan from Long Beach Mortgage and was later acquired by JP Morgan Chase) when Deutsche Bank foreclosed on the home without Gigi’s knowledge. Please stop the eviction and negotiate with Bill and Gigi so that they can obtain a loan modification or have a third party purchase the home so they can remain in their home.

Please don’t put disabled people out on the streets.

3) Please mark your calendars for possible eviction defense on Wednesday, October 10.

For updates and this action alert: http://occupytheauctions.org/wordpress/?p=4873

Occupy and ACCE Visit Fortress Billionaire at Home to Demand Halt to Our Neighbors’ Evictions

Update as of September 12: Nationstar postponed two San Francisco evictions of ACCE and Occupy Foreclosure and Eviction Fighters scheduled for today.


Foreclosure and Eviction Fighters from the Alliance of Californians for Community Empowerment (ACCE), Occupy Bernal, Occupy Noe, and supporters visited the home of billionaire Fortress Investment Group Board Co-Chair Peter Briger on September 9, 2012. They demanded that Briger, who developed Fortress’ “garbage collection” strategy, abandon that strategy that includes foreclosing on and evicting customers with Nationstar loans (formerly Aurora). Briger agreed to look into the eviction and foreclosure cases. The group included some of the Nationstar 7, two of whom face eviction this Wednesday, September 12. Fortress Investment Group owns 77 percent of Nationstar.

Links: Menlo Park Patch Article    San Jose Mercury News Article    SF Weekly Article

Thanks to Peter Menchini for this excellent video and the photos below:

Action: Nationstar 7 Take on Fortress Hedge-Fund Billionaire Peter Briger to Save Foreclosed Homes

For Immediate Release

Contact:

Nationstar 7 Take on Fortress Hedge-Fund Billionaire Peter Briger to Save Foreclosed Homes

Growing Number of Nationstar and PNC Bank Homeowners Stand Together Against Mistakes in Foreclosure and Loan Modifications

SAN FRANCISCO — This Monday, August 27, members of the Alliance of Californians for Community Empowerment (ACCE), Occupy Bernal, and supporters will protest at Fortress Investment Group, majority owners of Nationstar Mortgage, and at PNC Bank offices in San Francisco for foreclosing on and attempting to evict eight San Francisco Foreclosure and Eviction Fighters (FEFs).

Homeowners facing foreclosure and eviction will call on billionaire Peter Briger, Board Co-Chair of the Fortress Investment Group, to halt Fortress’ “Great Liquidation” strategy for acquiring distressed credit, which they refer to as “Financial Services Garbage Collection”.

Seven of these FEFs, known as the “Nationstar 7″, have made repeated attempts to reach Nationstar in the last month, when Aurora Loan Servicing sold their entire loan portfolio to Nationstar. A recent Denver Post article reports that this sale was a re-branding attempt by Aurora, perhaps in an attempt to avoid lawsuits from Aurora mortgage holders nationwide. So far, Nationstar has responded only with eviction notices, such as the one received by Nationstar 7 FEF Denise Collins scheduled for this Wednesday, August 29.

“Billionaire Peter Briger over at the Fortress better not try to take us out with the trash,” said Denise Collins. “We’re not garbage — we’re homeowners trying to make our payments and take care of our families.”

PNC Bank previously postponed the eviction of Yin Wong and her family six times, but instead of following up with an offer of a fair deal loan modification, they have issued another eviction notice for this Wednesday, August 29.

Press Conference

WHEN: Monday, August 27 at 12:00pm (noon)
WHERE: Fortress Investment Group Offices, One Market Plaza, Spear Tower, San Francisco, CA
WHO: ACCE and Occupy Bernal Foreclosure and Eviction Fighters, the Nationstar 7, Yin Wong, and supporters

PNC Protest–

WHEN: Monday, August 27 at 10:00am
WHERE: PNC Bank Offices, meet in front of 575 Market St., San Francisco, CA
(at 11:00am, a march to One Market Plaza)

Nationstar Protest–

WHEN: Monday, August 27 at 12:00pm (noon)
WHERE: Fortress Investment Group Offices, One Market Plaza, Spear Tower, San Francisco, CA

Background on Nationstar Cases

Nationstar is one of the largest home mortgage loan servicers in the United States. The Fortress Investment Group, a humongous hedge fund operation run by many former Goldman Sachs employees, owns 77 percent of Nationstar. James Briger is a billionaire hedge-fund strategist, Co-Chair of the Board of Directors of the Fortress Investment Group, and a former partner at Goldman Sachs, known for its role in financial malfeasance that led to the current economic crash.

The San Francisco City Attorney’s Office previously investigated the role of Fortress Investment Group in the wake of housing advocates’ concerns that tenants have been issued a high volume of notices warning that they could face eviction due to unpaid utility fees just after Fortress acquired a controlling interest in the 3,221-unit San Francisco residential compound at Park Merced. Housing activists report that Fortress is evading San Francisco rent control laws, forcing out current tenants to renovate or build new units without rent control protections.

Kim Mitchell purchased his home on 8 Le Conte Cir. in 2005, after living in Bayview Hunters Point his whole life. When Kim’s loan payments begin to increase, Kim called Aurora to apply for a modification. He was told that he needed to be behind for 6 months to qualify for a modification. After 6 months of holding on to his payments, he applied for modification and entered into a trial modification. He paid on the trial modification for one year, never missing a payment. In December 2010, Kim reached out to Aurora about his last payment and if he was going to receive a permanent modification. He was informed to not to bother sending this last payment in as they were not going to approve his modification request because he was missing paperwork.

“After three years of fighting for my home, Aurora let me believe that if I got behind, I would qualify for a modification,” says Denise Collins, an ACCE FEF who is also one of the Nationstar 7. “They had committed to rescind my foreclosure and modify my loan, but a week before Aurora ‘sold’ its loans to Nationstar, they told me they had changed their mind and I no longer qualify.”

In mid-January 2011, a potential buyer approached Kim Mitchell’s home and informed him that his home was up for auction that day. This was the first he had heard of a sale date after a year of paying on a trial modification. However, it’s still unclear who exactly homes the note on the home as Aurora Loan Services, according to its website, is closed and “transitioned all accounts to new servicers”. Aurora continues to be named as the party evicting Kim Mitchell.

But according to the Denver Post article on July 5, 2012, as many as 1,400 Aurora Loan Servicer employee would be retained as employees to Nationstar.

“At this point, I’m not sure who is evicting me, Nationstar, Aurora…” said Kim Mitchell, “We’ve tried to call both. But I’m going to fight to keep my home.”

Last Wednesday, August 22, 2012, about 40 ACCE and Occupy organizers showed up at the Mitchell’s home and succeeded in pressuring Nationstar to fax the San Francisco Sheriff to postpone the eviction of Kim Mitchell and his family that day.

The activists are now continuing to pressure Nationstar to rescind the foreclosure and offer Kim Mitchell, as well as the rest of the Nationstar 7, affordable loan modifications.

Nationstar and PNC Bank Foreclosure and Evictions Fighters will be available for interviews at the press conference.

The Nationstar 7 are Denise Collins (60 Garnett Terrace), Vivian Richardson (1479 Quesada Ave.), Mike Doyle (1471 18th Ave.), Daniel Pociernicki (324 Bocana St.), Sherrell Fennell-Murphy (400 Alemany, Unit 5), Kim Mitchell (8 LeConte Ct.), and John Nolan (1175 Palou).

Background on PNC Cases

PNC Bank is illegally foreclosing on the home of Yin Wong, a disabled senior, after National City Mortgage sold the loan on her home to PNC Bank. The first she heard of PNC’s purchase of the loan was a foreclosure notice in the mail. Even though Yin Wong has the money to pay the loan and has tried to get PNC Bank to accept it, PNC has refused and has pushed eviction proceedings forward even after four prior court appearances during which the Superior Court judge urged PNC to correct the problem. Yin Wong has tried over and over to work with PNC, but PNC has refused to work with her.

“I paid every month,” said Yin Wong, ACCE Foreclosure Fighter, “PNC never called or talked to me until they foreclosed on my home. PNC is trying to steal my home.”

PNC Bank did the exact same thing with the Cruz family in Minneapolis… thousands of people protested their eviction, organizing to re-occupy their home with dozens of arrests.

Organizations and Campaign

ACCE is the Alliance of Californians for Community Empowerment and is a network of dozens of community based organizations across California working in 14 different counties to raise the voice of low income, immigrant and working families across the state for better jobs, schools, healthcare and housing. In San Francisco, ACCE chapters work in the city’s lowest income communities to bring accountable and transparent investment back to their communities to achieve these goals. For more information visit www.calorganize.org.

Occupy Bernal is a neighborhood-based Occupy currently focusing on preventing the banks from throwing our neighbors out of their homes. Web: www.occupybernal.org

Occupy the Auctions/Evictions is a campaign to halt for-profit and predatory evictions, foreclosures, and foreclosure auctions in San Francisco and beyond. Web: www.occupytheauctions.org and www.occupyevictions.org

Updates and Photos

For updates, photos, and for this release on the web: http://occupytheauctions.org/wordpress/?p=4096

ACCE and Occupy Protest Foreclosures at Noe Valley Bank Branches

Foreclosure and Eviction Fighters and supporters from the Alliance of Californians for Community Empowerment (ACCE), Occupy Noe, Occupy Direct Action Workgroup, and Occupy Bernal protested against foreclosures of neighbors homes at three bank branches on the afternoon of Saturday, August 11, 2012.

The protestors presented a list of demands to bank managers at the local Noe Valley bank branches for Bank of America, Wells Fargo, and JP Morgan Chase. The managers at Wells Fargo and JP Morgan Chase faxed the demands as requested by the protestors, but the branch manager at the Bank of America branch refused to do so, so the protestors closed down the bank.

Coverage:

Steve Rhodes at Bank of America

Steve Rhodes at JP Morgan Chase

Party to Celebrate Ross Rhodes Victory With Wells Fargo

On Saturday, August 11, Occupy Bernal, ACCE, and a bunch of Foreclosure and Eviction Fighters and supporters celebrated Ross Rhodes victory in getting a fair deal loan modification from Wells Fargo after years of struggle. After the party, most of the attendees headed over to protest at three bank branches in San Francisco’s Noe Valley neighborhood.

Thanks to Peter Menchini for the first thirteen photos below.

Action: Protest Well Fargo’s Auction of Thomas German’s Home!

Update as of July 7: Due to intense pressure from Occupy Bernal, Occupy Noe, and ACCE (thanks for all the calls and emails!), Wells Fargo has postponed the auction of Bernal Foreclosure and Eviction Fighter (FEF) Thomas German until August 14.

At an FEF planning meeting this morning, the group decided that — in light of Wells Fargo’s decision to postpone Thomas’ auction and to start a conversation with us about negotiations — we will postpone the actions we had planned in response to the foreclosure auction:

  • POSTPONED: 12:00 noon on Monday, July 9, Protest at Wells Fargo Headquarters
  • POSTPONED: 8:00am on Tuesday, July 10, Protest at Bank Auction of Thomas German’s Home

Stay tuned for further news about any progress toward negotiations with Wells Fargo. We are hopeful that there will be a positive outcome for all concerned.


Update as of July 6: Good news… Wells Fargo has postponed Thomas German’s auction until August 14.


Wells Fargo plans to auction off our Bernal neighbor, Occupy Bernal co-founder, and Foreclosure and Eviction Fighter Thomas German’s home this coming Tuesday, July 10. We have to stop them!

Please take action with three steps to save his home:

1) Send this email right now to Wells Fargo’s CEO, Board Members, and other staff–

To: john.g.stumpf@wellsfargo.com, ruben.pulido@wellsfargo.com, Pat.Callahan@wellsfargo.com, Avid.Modjtabai@wellsfargo.com, James.Strother@wellsfargo.com, boardcommunications@wellsfargo.com, jason.ohara@wellsfargo.com, richard.m.sintchak@wellsfargo.com, eric.tang@wellsfargo.com
Cc: action@occupybernal.org
Subject: Postpone Auction of Tommie German’s Home at 348 Andover St., San Francisco (loan #0044751501)

Dear Wells Fargo staff,

Please take IMMEDIATE action to postpone the auction of Tommie German’s home at 348 Andover St., San Francisco (loan #0048358501).

Tommie German is a retired federal worker and a veteran who is ready to make regular payments on a renegotiated loan, which Wells Fargo has refused to provide. He is facing a life-threatening hernia operation at the end of July and stress over losing his home is worsening his condition.

Once Wells Fargo has postponed the auction of Tommie German’s home, please offer him a fair deal for a loan modification on terms that are sustainable.

This is an URGENT request, so please respond right away to postpone the auction.

Sincerely,

your name here
­

2) Call these Wells Fargo representatives with the message below.

Contact:
Wells Fargo CEO John Stumpf at 866-878-5865
James Strother at 415-396-1793
Patricia Callahan at 800-869-3557
Avid Modjtabai at 800-869-3557
Wells Fargo Communications Staff Ruben Pulido at 415-852-1279

Tell them (or leave a message):

“Please take IMMEDIATE action to postpone the auction of Tommie German’s home at 348 Andover St., San Francisco (loan #0044751501), scheduled for July 10. Tommie German is a retired federal worker and a veteran who is ready to make regular payments on a renegotiated loan, which Wells Fargo has refused to provide. He is facing a life-threatening hernia operation at the end of July and stress over losing his home is worsening his condition. Once Wells Fargo has postponed the auction of Tommie German’s home, please offer him a fair deal for a loan modification on terms that are sustainable. This is an URGENT request, so please respond right away to postpone the auction..”

3) Join us to protest:

  • Planning Meeting, 10:00am on Saturday, July 7, ACCE Office, 1717 17th St., SF.
  • Protest at 12:00pm (noon) on Monday, July 9, at Wells Fargo Headquarters, 420 Montgomery St. at California St. in San Francisco (check here for updates). RSVP on Facebook.
  • Occupy the Auction Action, 8:00am, Tuesday, July 10, SF War Memorial, Green Room, Suite 110, 401 Van Ness Ave., SF (check for postponements, arrive at 8:00am to register or register online at auction.com/trustee — have to create an account, then search for July 10 auction and register for it). Please bring a whistle or other noisemaker and earplugs if you have them (we have some to share). RSVP on Facebook.

Links: Action Flyer    Profile of Thomas German    Video Featuring Thomas German

Stop Banks From Evicting the 99%!

Wells Fargo plans to auction Tommie German’s home on July 10 despite:

  • Francisco Board of Supervisors’ unanimous vote for a moratorium on foreclosures until the state legislature enacts a Homeowner Bill of Rights
  • The Mayor’s request for a “pause” until the state legislature enacts a Homeowner Bill of Rights
  • California State Attorney General Kamala Harris’ request for Fannie Mae and Freddie Mac to suspend foreclosure activity
  • The California legislature passing the Homeowner Bill of Rights, now awaiting the Governor’s signature or veto
  • The report from San Francisco Assessor-Recorder Phil Ting that shows that 84% of a sample of San Francisco foreclosures contain at least one legal violation

This action alert brought to you by Occupy Bernal (www.occupybernal.org), ACCE (www.calorganize.org), and other supportive organizations coordinated within the Occupy the Auctions and Evictions campaign (www.occupytheauctions.org).

ALERT: 11:00am on June 30 – Tell Wells to Stop Evicting Our Neighbors

Update as of June 30: A few dozen protestors at the Wells Fargo bank branch at 22nd and Mission Streets demanded a foreclosure moratorium, fair deal loan modifications for our foreclosure and eviction fighters, and negotiations with Wells Fargo on their loan and foreclosure policies. ACCE and Occupy Bernal decided to protest at the bank branch instead of Wells Fargo executive Alfredo Pedroza’s home because Wells Fargo has opened the door to meetings for negotiations. Thanks to everyone who participated!

Link: Mission Loc@l Article

Update as of June 29: Please join us for an action at 11:00am on Saturday, June 30, at the Wells Fargo bank branch at 22nd and Mission Streets in San Francisco.

In response to our letter to Wells Fargo reps (just below), Wells Fargo has offered to meet with ACCE and Occupy Bernal to began a conversation/discussion/negotiations regarding:

  1. Resolution of individual cases
  2. Policy changes and the posted demands

Wells Fargo is assembling a team of decision makers to work with us and to begin meeting in the next week or so. As a result, we have postponed – not canceled – the action at Alfredo Pedroza’s home.

If Wells Fargo enters into substantive and productive negotiations with us on these issues, we will consider halting actions against the bank as long as it remains productive for our foreclosure and eviction fighter members. We will resume actions in the event negotiations break down. We reserve the right to renew our action campaign on other aspects of our foreclosure demands, even if we reach an agreement with Wells Fargo on the above issues.


To: Alfredo Pedroza, Director of California Government Relations, Wells Fargo

We regret that it has taken escalating protests to the point of appearing at your doorstep to open up the possibility of meeting with ACCE and Occupy Bernal to obtain a negotiated settlement on the issue of Wells predatory residential foreclosures and related auctions and evictions.

You have requested that we call off the protest at your home.

Because many of us are Wells Fargo customers, we recognize in your response the range of emotions we felt when Wells came to our door – fear, despair, shame, and anger — as well as the strong drive to protect our families from Wells’ attacks on us.

We understand how you may have similar feelings about unwanted messengers appearing at your door.

Therefore, we have agreed that, if you meet the following conditions, we will call off the protest at your home:

1) A pause on all further enforcement actions (new foreclosure filings, foreclosure auctions, and foreclosure evictions) for those Wells customers working with ACCE and Occupy Bernal until January 1, 2013, when protections afforded by the California Homeowner Bill of Rights will likely go into effect.

2) Provide a date, time, and location for the first of a series of meetings to negotiate on Wells’ policies related to foreclosures and related auctions and evictions which must include:

a) Negotiations on Wells policies regarding foreclosures and related auctions and evictions, as well as individual cases of Wells customers.

b) At least one Wells management representative capable of taking decisions on individual Wells foreclosure cases, such as loan modifications, including principal reduction, etc., present at every meeting.

c) At least four representatives from ACCE and Occupy Bernal, two of whom may be Wells customers facing foreclosures, all chosen at the discretion of ACCE and Occupy Bernal, invited to every meeting.

d) The meetings may take place at a neutral location with any costs associated with providing the location to be paid by Wells.

e) If negotiations extend beyond January 1, 2013, then the pause on enforcement actions will continue until after a 10-day written notice period provided to all meeting participants of any breakdown in negotiations.

f) If no press are permitted at negotiations, then a summary of negotiations to be provided within 24 hours after each meeting to inform Wells customers working with ACCE and Occupy Bernal of the progress made during each meeting.

We are hopeful that negotiations with Wells will lead to responsible banking practices that treat customers as community partners to keep as neighbors in their homes, rather than as human ATMs for cash withdrawals using a greedy waterfall strategy to extract as much money as possible from them.


Update as of June 26: After a hold pending negotiations with the Mayor of San Francisco and Wells Fargo regarding a foreclosure moratorium, little was accomplished other than continued postponements of bank sales of homes, so this action is now on again for June 30.

What: Tell Alfredo Pedroza to

Stop Wells Fargo From Evicting Our Neighbors

When: 11:00am, Saturday, June 30

Where: Meet at Wells Fargo bank branch at 22nd and Mission Streets, then march over to 1043 Hampshire St. (between 22nd & 23rd Streets) in San Francisco (disabled folks or those who prefer not to walk may meet us at Hampshire St. between 12:00 noon and 12:30pm)

Since June 2010, Alfredo Pedroza has worked as the Director, California Local Government Relations, at Wells Fargo Bank. In this position, he has negotiated on behalf of Wells Fargo to continue foreclosures of our neighbors’ homes.

We call on Alfredo Pedroza to demand that Wells Fargo immediately put in place a moratorium on residential foreclosures until passage of state and federal protections for homeowners and renters, such as the California Homeowner Bill of Rights proposed by State Attorney General Kamala Harris, are passed.

In addition, we demand that Alfredo Pedroza work with Wells Fargo to halt the foreclosures of our San Francisco neighbors (and others in their situations) to give them fair deal loan modifications so they and their families can remain in, or return to their homes:

Nora Carrasco
Dexter Cato
Dorothy Crawford
Maria and Washington Davila
Alberto del Rio
Kathryn Galves
Tommie German
Victor Granados
Henry Johnson
Monica Kenney
Archbishop Franzo King
Eric
Sheila McInnis
Ross Rhodes
Myrna Sebastian
Ernesto Viscarra

For more information: www.occupybernal.org and www.calorganize.org