October Education Program

CJ Holmes & Foreclosures

Our popular “Get real with a realtor” series illuminating the different sorts of real estate debt and speculation that drove the foreclosure fiasco . . . and what we can do about it

Join Occupy Bernal for an evening with one of Northern California’s feistiest, winningest combatants of predatory banking
 
CJ Holmes, hosts a KPFA anti-foreclosure program and runs www.HomeOwnersforJustice.org  as a first and second line o defense information channel in the fight against unethical foreclosures.

This program is part of Occupy Bernal strategy to build a profound understanding of the foreclosure debacle, leading to City and State-wide policy change.

Tuesday, October 2    7 – 8:30 pm
Bernal Heights Neighborhood Center
515 Cortland Avenue
Your neighbors, our neighborhood!

Contact: David   415-948-4265    OccupyBernal.org
Labor donated

Occupy Bernal Education Forum

Two Cows & Foreclosures

A popular, comedic explanation of world
economic systems reveals the truth behind foreclosure debt
Join Occupy Bernal for a short film, a live performance
reenactment of the foreclosure version of the
Running of the Bulls in Pamplona,
and a serious discussion of real estate debt
 
Nate Goscko, Real Estate agent and pot-stirrer,
will guide us through a post screening/performance discussion
of the nature of real estate debt, addressing the issue of
malicious speculation
This program is part of Occupy Bernal strategy to build a profound understanding of the foreclosure debacle, leading to City and State-wide policy change.
Tuesday, August 7    7 – 8:15 pm
Bernal Heights Neighborhood Center
515 Cortland Avenue
Your neighbors, our neighborhood!
Contact: David   415-948-4265    OccupyBernal.org
Labor donated

Action: Stop Nationstar From Foreclosing On Our Neighbors

Update: Nationstar has postponed the foreclosure auctions of Daniel Pociernicki and Sherrell Fennell-Murphy due to our action alert. Now we just have to keep the pressure up on Nationstar to provide affordable loan modifications.


STOP Nationstar Mortgage from stealing the homes of Daniel Pociernicki and Sherrell Fennell-Murphy!

Call/Email Today!
Nationstar Mortgage recently purchased all home loans from Aurora Loan Services, a company with a shoddy record in its dealings with homeowners. Thanks to your emails and phone calls, the company recently postponed the foreclosure auction of Mike Doyle’s home. We’d hoped that the pressure you put on Nationstar would send a message that they needed to get to the bottom of Aurora’s shady practices. Instead, Nationstar has decided to schedule foreclosure auctions this Thursday on the homes of two Bernal Heights neighbors and former Aurora Loan Services customers. We have to stop them

Sheryl Fennell-Murphy submitted loan modification paperwork to Aurora Loan Services multiple times. Each time, she was told that the paperwork had not been received. Daniel Pociernicki has made several applications for a loan modification but has been denied each time, despite evidence of predatory lending. Now that Nationstar Mortgage is in charge of Aurora loans, these are exactly the sorts of cases they should want to address.  Instead, they are plowing full speed ahead with potential sale dates. In response, Sheryl, Daniel, and other former Aurora customers Vivian Richardson, Denise Collins and Mike Doyle, have come together to organize for justice. They are asking for your support and your solidarity.

Please take action with three steps to save Sheryl and Daniel’s home:

1) Send this email right now to Nationstar’s CEO Jay Bray and Vice President of Foreclosure Ramie Baker

To: jay.bray@nationstarmail.com, ramie.baker@nationstarmail.com
Cc: action@occupybernal.org
Subject: Postpone Auction of Sheryl Fennell-Murphy (Loan #0123509200) at 400 Alemany #5, and Daniel Pociernicki (Loan # 600060586) at 324 Bocana St.

Dear Nationstar Mortgage staff,

Please take IMMEDIATE action to postpone the auctions, of Sheryl Fennell-Murphy (Loan #0123509200) at 400 Alemany #5, and Daniel Pociernicki (Loan # 600060586) at 324 Bocana St., San Francisco.

Now that Nationstar has acquired mortgages from Aurora Loan Services, you are responsible for addressing the serious deficiencies in their dealings with homeowners.

Sheryl submitted paperwork for her loan modification several times, yet Aurora staff repeatedly told her the paperwork had not been submitted. Meanwhile, Aurora rejected Daniel’s applications several times despite evidence of predatory lending.

These are exactly the types of problems we would hope Nationstar would want to address. Instead, we are outraged that you would plow full speed ahead to auction off homes without the proper review.

Again, I urge you to act to postpone the auction of Sheryl and Daniel’s homes. Once you have done so, please offer them, along with former Aurora Loan Services customers Vivian Richardson, Denise Collins and Mike Doyle, a fair deal for a loan modification on terms that are sustainable.This is an URGENT request, as the auctions are scheduled for Thursday, July 19, so please respond right away to postpone the auction.

Sincerely,

your name here­

2) Call these Nationstar Mortgage staff members with the message below.

Contact: Jay Bray, CEO and President, 469-549-3337

Ramie Baker, Vice President of Foreclosure  469-549-2272

Tell them (or leave a message):

“Please take IMMEDIATE action to postpone the auctions, of Sheryl Fennell-Murphy (Loan #0123509200) at 400 Alemany #5, and Daniel Pociernicki (Loan # 600060586) at 324 Bocana St., San Francisco. Now that Nationstar has acquired mortgages from Aurora Loan Services, you are responsible for addressing the serious deficiencies in their dealings with homeowners.

Sheryl submitted paperwork for her loan modification several times, yet Aurora staff repeatedly told her the paperwork had not been submitted. Meanwhile, Aurora rejected Daniel’s applications several times despite evidence of predatory lending. These are exactly the types of problems we would hope Nationstar would want to address. Instead, we are outraged that you would plow full speed ahead to auction off homes without the proper review.

Again, I urge you to act to postpone the auction of Sheryl and Daniel’s homes. Once you have done so, please offer them, along with former Aurora Loan Services customers Vivian Richardson, Denise Collins and Mike Doyle, a fair deal for a loan modification on terms that are sustainable.

This is an URGENT request, as the auctions are scheduled for Thursday, July 19, so please respond right away to postpone the auction.”

3) If there is no resolution to Sheryl and Daniel’s cases, join us to protest:

  • POSTPONED: Occupy the Auction Action, 1:45 PM, Thursday, July 19, San Francisco City Hall steps (Van Ness side) Please bring a whistle or other noisemaker and earplugs if you have them.


Stop Banks From Evicting the 99%!

Wells Fargo plans to auction Sheryl Fennell-Murphy and Daniel Pociernicki’s homes on July 19 despite:

  • San Francisco Board of Supervisors’ unanimous vote for a moratorium on foreclosures until the state legislature enacts a Homeowner Bill of Rights
  • The Mayor’s request for a “pause” until the state legislature enacts a Homeowner Bill of Rights
  • California State Attorney General Kamala Harris’ request for Fannie Mae and Freddie Mac to suspend foreclosure activity
  • The California legislature passing the Homeowner Bill of Rights, now awaiting the Governor’s signature or veto
  • The report from San Francisco Assessor-Recorder Phil Ting that shows that 84% of a sample of San Francisco foreclosures contain at least one legal violation


This action alert brought to you by Occupy Bernal (www.occupybernal.org), ACCE ( www.calorganize.org), and other supportive organizations coordinated within the Occupy the Auctions and Evictions campaign ( www.occupytheauctions.org).

Phone Banking: Occupy Bernal negotiates on behalf of homeowners

We are phone banking on Wednesday. July 18, from 6-9 p.m. at ACCE, 1717 17th Street in order to identify more homeowners who have loans with Wells Fargo who would like to participate in the negotiations Wells Fargo is having with Occupy Bernal, Occupy Noe and ACCE.

Please come and help out. There will be a limited amount of Pizza and salad.
Please let Deborah G. know if you’ll come. (415) 550 1030

Below is the letter we are using to reach homeowners with Wells Fargo loans.

If you are a homeowner with a Wells Fargo loan and want to be part of the negotiations, please read the letter below for the qualifying information you’ll need to have, then contact  us to see if it will be possible to be included in this round of negotiations.  Please see the letter below for the appropriate contact information.


July 2012 WELLS FARGO will negotiate with homeowners

Dear Neighbor and Homeowner,

After more than six months of struggle: emails, phone calls, requests for modifications, protests at the auction of our neighbors’ homes, a unanimous resolutions from the San Francisco Board of supervisors and most recently, the passage of the HOME OWNERS BILL OF RIGHTS by the California Legislature, WELLS FARGO has entered a negotiation process with representatives of Occupy Bernal, ACCE and Occupy Noe.

We now have the opportunity to represent more Wells Fargo loan holders. This process allows Occupy Bernal and ACCE negotiators to advocate for your home, and makes a fair settlement of your situation more likely. Please join your neighbors in waging a unified and well planned struggle to achieve homeowner justice.

To be part of these negotiations—and any potential settlement– Wells Fargo demands and Occupy Bernal and/or ACCE agrees to deliver:

  1. PROPERTY IDENTIFICATION: Name, address, phone number, loan number and email.
  2. FINANCIAL PACKAGE—Complete and up-do-date. Please check with OB or Ed Donaldson for completeness.
  3. SIGNED 3rd PARTY AUTHORIZATION, specifically naming any SF ACCE, Occupy Bernal or Occupy Noe negotiators.

If you have a Wells Fargo loan, this is an overdue and important opportunity to get real satisfaction. And be assured: no modifications, or other payments will be finalized without your full knowledge and consent.

To join this negotiation process, call or email:

  • Buck B. (415) 385-0389 BuckB@devinegong.com
  • Deborah G. (415) 550-1030 dgerson646@gmail.com

Education Program Redux: Foreclosure and Monopoly

The July 3 Education Workgroup program at the BHNC was enough of a success, and of sufficient interest that a reprise will be hosted!

Foreclosure and Monopoly

The history of a game and its war on oppression
Consider this:  Monopoly was invented by a feminist economic radical named Lizzie Magee.
The game of Monopoly was invented in 1904 to teach the public about the cyclical nature of foreclosures, and to suggest a remedy!
 
The evening will consist of a 25 minute PBS History Detectives episode detailing the little known origins of the game of Monopoly, followed by a hands-on demonstration of how to use the game for its original purpose of showing a way of resolving crises of foreclosure!
There is seating for twenty, so invite friends, comrades, game enthusiasts!
RSVPs would be appreciated, but are not required:
Friday, July 27,
7-8:45 pm7-8:45 pm
at Notable House, 189 Ellsworth St. in Bernal Heights
This program is part of Occupy Bernal strategy to build a profound understanding of the foreclosure debacle, leading to City and State-wide policy change.
Your neighbors, our neighborhood!
Contact: David   415-948-4265    OccupyBernal.org
Labor donated

 

Minutes of General Assembly, 14 June 2012

Occupy Bernal General Assembly Minutes
7pm on Thursday, June 14, 2012

1. Introductions

Agenda approved with addition of the following items:

* June 25 Sacramento action
* Announcement from Action Council (David Solnit)
* Communications Workgroup

2. Where we stand: Geary and Josephine’s trial loan modifications from Bank of America with assistance from SF Mayor’s office.

Update on Homeowner Bill of Rights: some parts have passed, but dual tracking and single point of contact are still in process. Discussion on how to get more action alerts out on Homeowner Bill of Rights from larger organizations. Talk with Christie Hakim if you’re interested in working on it. Judy Siff recommended putting a message in our email signatures. Also discussed petitions and Occupy Bernal’s petition to the banks for a foreclosure moratorium.

Christie reported on the Monday, June 25, Foreclosure Moratorium action in Sacramento and encouraged people to attend and to lobby. Occupy Sacramento wants FEFs to speak. Kathy asked about what Tom Ammiano and Mark Leno are doing on the legislation and Judy K. replied that Leno is an author of one of the bills. Judy K. and Christie agreed to be liaisons to the organizers of the protest and coordinate Occupy Bernal’s participation.

Hiya offered some typewriters for personalized letters, which legislators treat with more weight than electronic ones.

Mayors’ Pause Letter: calls for pause on foreclosures until Attorney General settlement in place, but has a sentence that excludes those who can’t make payments on their mortgages, so is not very helpful.

Action on individual cases

What end of Alberto’s auction postponement means

3. Assessment of Alberto auction protest: 50 people came out to the auction. David Solnit made awesome mirrors. Alberto filed for bankruptcy so his house wasn’t sold. Kat mentioned how cool the mirrors are, the way they show peoples’ faces in the reflection. Fred found the action super-inspiring and felt the auctioneers and investors were very frustrated. Jose said we stopped some other auctions from happening. Tita felt uncomfortable with the intensity of how the protestors were talking to the people and felt the protestors were verbally violent. Incident where we mistakenly yelled at someone who was a supporter. Tita wants people to come and feel safe at our demonstrations… she saw several people distancing themselves from the action. Perhaps we should have a nonviolence training. Kathy felt horrible at Alberto’s grief when he announced that his family had to file bankruptcy. Julien mentioned that deciding about violence can involve tactical questions, for example, if we get physically violent at an action, then we would invite police repression. Bruce reported that an auctioneer was calling people telling them that there was a huge demonstration. He mentioned that even after discussing the issue of violence for over 50 years, but still haven’t come to any agreement. Alice brought up an incident where an investor pushed her and we had a discussion on how to deal with the situation. Fred suggested a discussion about the pushing scenario and how to respond and felt that we don’t have an agreement in the room about what nonviolence is. Stardust suggested a nonviolence training at 12:00 noon on Saturday after the action planning meeting at ACCE, but some people said they couldn’t come. Bruce suggested creating a card that lists the nonviolence guidelines for the protest… great idea! Kathy L. suggested to Alice and Fred determining what it would take to file a complaint. Elaine suggested an immediate response pertinent to the auction actions, as well as a longer-term Occupy Bernal discussion on violence. Hiya suggested that people meet with Stardust who want to figure out what should go on an action agreement card for the auction action. Fred suggested meeting before an action for an orientation. Those interested will discuss with Stardust immediately after the meeting. Stardust volunteered to draft a card for the auction action and send it to the group for comments. Kat volunteered to prepare a proposal on a nonviolence discussion for the next GA and invited others to participate with her. Elaine feels the discussion is necessary prior to the training. Consensed on the proposal for the auction action card and preparing a nonviolence discussion for the group.

4. Foreclosure and eviction fighter deadlines report

Stardust reviewed the cases and when our foreclosure and eviction fighters are up for auction. Maria talked a bit about her situation.

5. Suggested action calender from ACCE meetings, next coalition meeting

David Solnit reported back from Action Council. David let the Action Council and the Direct Action Workgroup know that things are coming to a head with the housing actions. They want to help Occupy Bernal. They would prefer to have 2-6 weeks notice and prioritize actions.

Christie thinks planning our actions with more notice would be good so that other groups can join in and be effective.

Stardust reported on the action planning meetings co-held with ACCE. He described the actions on the calendar handout.

Kat said she felt the Homeless Shelter action should have a day of its own. Stardust said he feels we really need to escalate our response. Julien said he felt there were too many actions on the list and they should be spread out over more time. Bruce talked about how to indicate which actions should be prioritized, especially for people who can only take limited time off from work. Fred likes how there are actions after the auction actions, especially in the case where auctions get canceled or postponed. Fred suggested sending an email saying “this is the week” and asking people to pick at least one day they can come this week to help their neighbors. David mentioned that to outreach to folks with a short message works better than a complex message. David said to put off the Stumpf action and to advertise the auction actions. Christie would like to focus on getting people to the auctions, along with the email alerts that go along with that.

In summary, the group seemed to think it would be a good idea to delay the Stumpf action and to downplay announcing the actions after the auction actions (and perhaps to restrict it to actions that are simple, such as the Points of Light action).

6. Outreach

Diane will call for an outreach workgroup meeting and coordinate some tabling activities. The education and outreach workgroup meetings typically take place at 10:00am on Sundays at Progressive Grounds.

Julien talked about how we do outreach to foreclosure and eviction fighters. Doorknocking happens at 10:30am each Sunday at Progressive Grounds. Julien brought up the idea of hosting house parties with foreclosure and eviction fighters.

7. Communications

Diane would like to prepare some literature for Occupy Bernal. Diane would like Occupy Bernal to include a broader message with our literature. Christie will work with Diane on the materials, since she has already prepared some. Jose suggested wording of “Do you know someone who is facing foreclosure…?” rather than “Are you facing foreclosure…?”

8. Announcements

* Kathy L. announced that Supervisor Wiener proposing a nasty measure to enable condo conversions and remove rent control protections.

* Elaine announced an event with Boots Riley scheduled for 6pm on Saturday, June 16, at the Redstone Building.

* Diane announced availability of Occupy Bernal buttons available for $3-5.

* David announced events related to solidarity with the student movement in Quebec including:

- Movie screening at 8:30pm on Thursday, June 28, 555 California St.
- Solidarity march at 11:30am on Friday, June 29, 580 California St.

* Fred announced that Occupy SF Housing is planning a campaign around Ellis Act conversions.

A family-friendly street party and the Good Neighbor Awards

Video of the Occupy Bernal Fiesta by selene video

Occupy Bernal Media Advisory
For Immediate Release

Contact: Annie B., 415-483-9138, press@occupybernal.org

What: A family-friendly street party and the Good Neighbor Awards.

Where: Andover Street between Cortland and Ellert

When: May 19, 2012 from 1-4 p.m.

Occupy Bernal is proud to have helped prevent the evictions of some of our neighbors! To show appreciation for the hard work and perseverance of Bernal locals, we’re throwing a “foreclosure fighter” fiesta.

In addition to hobnobbing with our neighbors; still in their homes no thanks to the banks:

- the infamous Wild Old Women who regularly shut down the local Bank of America branch to national acclaim are expected

- hear organizer Stardust play oboe in the Occupy Bernal Band

- see Occupy Bernal instigator Beth Stephens and artist/activist Annie Sprinkle hand out the awards to neighbors whose homes are in foreclosure and who are fighting to stop predatory bank practices.

- eat barbecue cooked by foreclosure fighter Tom German

- enjoy a potluck, live music, kids activities, education, silkscreening with Families Occupy San Francisco [ https://www.facebook.com/pages/Families-Occupy-San-Francisco/236531299734365 ], and lots more

Facebook event page: https://www.facebook.com/events/349658901761052

To sign up for the Occupy Bernal press list and/or obtain photos and video of the event, see http://www.occupybernal.org/press

A Call for Collaborators

PDF version of this Call for Collaborators—please distribute

The Good Neighbor Award Ceremony & Foreclosure Fighter Fiesta

Andover St. between Cortland & Ellert (Next to library)

Saturday, May 19th, 1:00-4:00 pm

YOU are invited to co-create this event with us.

WE’RE HAVING A BLOCK PARTY POTLUCK to honor our wonderful foreclosure fighter neighbors + activists. We’ll celebrate the successful actions that have helped keep neighbors in their homes and acknowledge the amazing work we’ve done to help stop foreclosures.

Meet folks who care about people.

SEEKING entertainers, acoustic musicians, a deejay, production manager,
production assistants, planners, food/beverage help, set up/clean up angels, sponsors, people to poster, social network help, a press liaison, seeking involvement of related organizations (i.e.: MEDA, ACCE, SF Housing), tabling assistance, graphic designer, decoration, kid’s activities (sidewalk chalk, bubbles, crafts, face painter), gate monitors, journalists to spread the good news, documentarians, food/drinks for pot luck, and more.

Let us know what YOU want to do.

Join us for production meetings on Sundays at Progressive Grounds on Cortland & Bennington, 10-11:30 a.m. May 6 & 13. Friday night, May 18, 6-8 p.m.

Want to collaborate? We need YOU!

Call Annie S. & Beth today: 415-847-1323 or Annie B. 415-821-7617
Or email anniesprinkle@me.com
More info: occupybernal.org

Protest the Wells Fargo Shareholders’ Meeting

There is a planning meeting for Occupy Bernal in preparation for this action. The planning meeting will occur on Thurs. April 19 at 7 p.m at the Bernal Heights Neighborhood Center.

We’ll be be taking our demands directly to John Stumpf as part of a broad coalition of community, faith, labor, immigrant rights and movement organizations that is going to the Wells Fargo shareholders meeting on April 24, to fight for justice for homeowners and our communties.

Be a part of the 99% takeover. Join us on April 24th and tell John Stumpf that enough is enough!

We are just ONE WEEK away from the 99% Takeover of Wells Fargo’s annual Shareholder’s meeting!!! Thanks to the hard work and commitment of so many folks we have a very solid plan shaping up that will likely shake up the Bank that is breaking up communities, families and people’s future!

Meeting Reminder

The final coalition planning meeting will be this Thursday, 4/19 from 5:30-7:30 @ Local 87’s office, 240 Golden Gate in SF just a few minutes from the Civic Center BART stop.

Note: Occupy Bernal is having an organizing meeting for the OB contingent this same night, at 7pm at the Bernal Heights Neighborhood Center

Action/Training Updates

4/21
Occupy SF will be hosting one of the final Direct Action trainings for participating in non-violent direct action that will cover: risking arrest, role-playing actions, legal consequences and details of the April 24th action on Saturday April 21, 10am to 1pm in San Francisco. This will be followed by a mandatory training from 2:30-4:30pm for anyone who is committed to participating in non-violent direct action on the outside takeover. To attend please respond to this email for the location.
4/23
The inside action planning team will be holding a final training and meeting from 3-6pm for all of the fighters planning to be inside the meeting on the 24th in the event the meeting is not shut down. This training is for folks with proxies and share only and for more information, please email Marguerite Young. Marguerite.young@seiu.org.
Later in the day
Occupy SF will be holding a “pop up” occupation and teach in starting @ 5pm in front of Wells Fargo’s corporate HQ on Montgomery & California St. in downtown SF. There will be another non-violent, direct action training as part of that event for folks who have to miss the training on Saturday. (Bring warm clothes!)

Legal Information

For folks participating in Non-violent Direct Action: please read this legal information from Occupy Legal if you are willing to participate in non-violent direct action

Websites and Social Media

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