Tell Wells Fargo: Stop the Auction of Ernesto Viscarra’s Home!

Tell Wells Fargo: Stop the Auction of Ernesto Viscarra’s Home!

Call/Email TODAY!

Ernesto Viscarra received a trial loan modification from Wells Fargo in March. So why is his home still scheduled for auction?

Ernesto has been living in his home in the Bernal Heights neighborhood of San Francisco for 33 years. In 2008, he fell into default on his mortgage with Wells Fargo. Despite the fact that he had the ability to work out a loan modification he could afford, the bank refused to negotiate with him–until Ernesto began working with Occupy Bernal, staging demonstrations, making phone calls and sending emails targeting bank representatives.

In March, Ernesto won a trial loan modification and has been making payments ever since. Yet Wells Fargo hasn’t lifted a May 21 auction date on his home. It was in response to highly-publicized situations just like these that Atty. General Kamala Harris called for a homeowners’ bill of rights. Among other things, it would ban “dual tracking”, a practice where homeowners are simultaneously on track for a loan modification and for foreclosure, and may lose their homes as a result. Let’s call and email Wells Fargo TODAY and make sure Ernesto is NOT a victim of dual tracking.

Please take action with three steps to save Ernesto’s home:

1) Send the following email right now to Wells Fargo’s CEO, Board Members, and other staff–

To: john.g.stumpf@wellsfargo.com, alfredo.pedroza@wellsfargo.com, ruben.pulido@wellsfargo.com, boardcommunications@wellsfargo.com, jason.ohara@wellsfargo.com, eric.tang@wellsfargo.com

Cc: action@occupybernal.org

Subject: Postpone Auction of Ernesto Viscarra’s Home at 249 Anderson St., San Francisco (Loan # 46110532)

Dear Wells Fargo staff,

Please take IMMEDIATE action to postpone the auction of Ernesto Viscarra’s home at 249 Anderson St., San Francisco (Loan # 46110532).

Mr. Viscarra has lived in his home for 33 years. After four years of being ignored, he finally was able to negotiate with your institution, and was granted a trial loan modification. He has been making his payments on time, but he still has an auction date of Monday, May 21 on his home.

I am aware of situations in which Wells Fargo staff have engaged in dual tracking, where homeowners are simultaneously on track for a loan modification and for foreclosure, and have lost their home as a result.

Please make assurances that you will make good on the terms of Mr. Viscarra’s loan modification and take immediate action to cancel the auction of his home.

Sincerely,

your name here

2) Starting at 8:00am on May 16, call the following Wells Fargo representatives with the message below.

Contact:

  • Wells Fargo CEO John Stumpf at 866-878-5865
  • Wells Fargo Director of California Local Government Relations Alfredo Pedroza at 415-396-0829
  • Wells Fargo Communications Staff Ruben Pulido at 415-852-1279
  • Wells Fargo Branch Manager Eric Tang at 415-977-9357
  • Wells Fargo Branch Manager Jason O’Hara at 415-554-8820

Tell them (or leave a message):

 “Please take IMMEDIATE action to postpone the auction of Ernesto Viscarra’s home at 249 Anderson St., San Francisco (lLoan # 46110532). Mr. Viscarra has lived in his home for 33 years. After four years of being ignored, he finally was able to negotiate with your institution, and was granted a trial loan modification. He has been making his payments on time, but he still has a May 21 auction date on his home. I am aware of situations in which Wells Fargo staff have engaged in dual tracking, where homeowners are simultaneously on track for a loan modification and for foreclosure, and have lost their home as a result. Please make assurances that you will make good on the terms of Mr. Viscarra’s loan modification and take immediate action to cancel the auction of his home.”

3.) If the sale of the home is not cancelled, join us on the steps of City Hall (Van Ness side) on Monday, May 21, at 9:45 a.m. to stop the auction.

Block Party Foreclosure Fighter Fiesta

Good Neighbor Awards

Block Party Foreclosure Fighter Fiesta

Saturday, May 19, 2012, 1:00-4:00 p.m.

Download the Good Neighbor Block Party Invite Poster!

Entertainment, live music, barbecue, beverages, tabling, kids activities, movies, education, fun, networking, and best of all–GREAT NEIGHBORS! Everyone is invited.

Plus an award ceremony to honor local foreclosure fighters + activists. Celebrate the successful actions that have helped keep neighbors in their homes. We’ll acknowledge the miraculous work being done to stop foreclosures. Mingle with people who care about people.

Presented by your neighbors

Andover St. (Cortland & Ellert)
Between the Bernal Heights Library & the Good Life Grocery

Hosted by Occupy Bernal

We’re also seeking volunteers to help on the day of the event. Join us for a production meeting Friday night, May 18, 6-8 at Progressive Grounds. Or just come!

Call Annie B. 415-821-7617
Or email annie.borgenicht@gmail.com

Please join our facebook event page

A family-friendly street party and the Good Neighbor Awards

Occupy Bernal Media Advisory
For Immediate Release

Contact: Annie B., 415-483-9138, press@occupybernal.org

What: A family-friendly street party and the Good Neighbor Awards.

Where: Andover Street between Cortland and Ellert

When: May 19, 2012 from 1-4 p.m.

Occupy Bernal is proud to have helped prevent the evictions of some of our neighbors! To show appreciation for the hard work and perseverance of Bernal locals, we’re throwing a “foreclosure fighter” fiesta.

In addition to hobnobbing with our neighbors; still in their homes no thanks to the banks:

- the infamous Wild Old Women who regularly shut down the local Bank of America branch to national acclaim are expected

- hear organizer Stardust play oboe in the Occupy Bernal Band

- see Occupy Bernal instigator Beth Stephens and artist/activist Annie Sprinkle hand out the awards to neighbors whose homes are in foreclosure and who are fighting to stop predatory bank practices.

- eat barbecue cooked by foreclosure fighter Tom German

- enjoy a potluck, live music, kids activities, education, silkscreening with Families Occupy San Francisco [ https://www.facebook.com/pages/Families-Occupy-San-Francisco/236531299734365 ], and lots more

Facebook event page: https://www.facebook.com/events/349658901761052

To sign up for the Occupy Bernal press list and/or obtain photos and video of the event, see http://www.occupybernal.org/press

A Call for Collaborators

PDF version of this Call for Collaborators—please distribute

The Good Neighbor Award Ceremony & Foreclosure Fighter Fiesta

Andover St. between Cortland & Ellert (Next to library)

Saturday, May 19th, 1:00-4:00 pm

YOU are invited to co-create this event with us.

WE’RE HAVING A BLOCK PARTY POTLUCK to honor our wonderful foreclosure fighter neighbors + activists. We’ll celebrate the successful actions that have helped keep neighbors in their homes and acknowledge the amazing work we’ve done to help stop foreclosures.

Meet folks who care about people.

SEEKING entertainers, acoustic musicians, a deejay, production manager,
production assistants, planners, food/beverage help, set up/clean up angels, sponsors, people to poster, social network help, a press liaison, seeking involvement of related organizations (i.e.: MEDA, ACCE, SF Housing), tabling assistance, graphic designer, decoration, kid’s activities (sidewalk chalk, bubbles, crafts, face painter), gate monitors, journalists to spread the good news, documentarians, food/drinks for pot luck, and more.

Let us know what YOU want to do.

Join us for production meetings on Sundays at Progressive Grounds on Cortland & Bennington, 10-11:30 a.m. May 6 & 13. Friday night, May 18, 6-8 p.m.

Want to collaborate? We need YOU!

Call Annie S. & Beth today: 415-847-1323 or Annie B. 415-821-7617
Or email anniesprinkle@me.com
More info: occupybernal.org

Occupy the Auctions to Save the Home of Washington and Maria Davila

Occupy Bernal Media Advisory
For Immediate Release

Contact: Occupy Bernal, Julien Ball, 415-483-9138, press@occupybernal.org

Occupy the Auctions to Save the Home of Washington and Maria Davila

Stop Wells Fargo From Selling Our Neighbors’ Home

What: Save the Home of Washington and Maria Davila
When: Friday, May 4, 1:45 pm
Where: City Hall sidewalk, rear side (400 Van Ness Ave.)

Occupy Bernal and supporters will protest today the foreclosure auction to stop the eviction of our neighbors Washington and Maria Davila. We will also leaflet potential home buyers, calling on them not to buy the Davila’s home.

Washington and Maria Davila have been living in a house they have been renting in San Francisco’s Bernal Heights neighborhood for the past seven years. Because their Las Vegas landlord Felisa Yambao — who is suffering from cancer — is in foreclosure, Wells Fargo is planning to sell their house at auction today. A new owner-occupant of the house could evict the Davilas and the Davilas would like to continue renting from Ms. Yambao.

Last January 20, Wells Fargo canceled an auction date after Occupy Bernal planned a protest. But the bank hasn’t learned its lesson.

Wells Fargo plans to auction Ms. Yambao and the Davilas’ home on May 4 despite:

  • San Francisco Board of Supervisors’ unanimous vote for a moratorium on foreclosures until the state legislature passes a Homeowner Bill of Rights
  • The Mayor’s request for a “pause” until the state legislature passes a Homeowner Bill of Rights
  • California State Attorney General Kamala Harris’ request for Fannie Mae and Freddie Mac to suspend foreclosure activity
  • The report from San Francisco Assessor-Recorder Phil Ting that shows that 84% of a sample of San Francisco foreclosures contain at least one legal violation

To sign up for the Occupy Bernal press list and/or obtain photos and video of the actions, see http://www.occupybernal.org/press.

Organizations and Campaigns:

Occupy Bernal is a neighborhood-based Occupy currently focusing on preventing the banks from throwing our neighbors out of their homes. Web: http://www.occupybernal.org

Occupy the Auctions/Evictions is a campaign to halt for-profit and predatory evictions, foreclosures, and foreclosure auctions in San Francisco and beyond. Web: http://www.occupytheauctions.org and http://www.occupyevictions.org

URGENT Action Alert: Save the Bernal Home of Ted Harvey and His Disabled Daughter

Update as of 7:59am on April 30: Wells Fargo has postponed the foreclosure auction of Ted Harvey’s home until May 30. We will work with Ted to get a fair deal from the bank. The auction action for today is postponed unless you feel like coming down to check it out anyway.

Wells Fargo plans to auction off the home of Bernal neighbor Ted Harvey and his disabled daughter TOMORROW.

Please take action with three steps to save their home:

1) Send the following email right now to Wells Fargo’s CEO, Board Members, and other staff–
——-
To: john.g.stumpf@wellsfargo.com, alfredo.pedroza@wellsfargo.com, ruben.pulido@wellsfargo.com, boardcommunications@wellsfargo.com, jason.ohara@wellsfargo.com, richard.m.sintchak@wellsfargo.com, eric.tang@wellsfargo.com
Cc: action@occupybernal.org
Subject: Postpone Auction of James Theodore Harvey’s Home at 137 Faith St, San Francisco (loan #708-0154783435)

Dear Wells Fargo staff,

Please take IMMEDIATE action to postpone the auction of James Theodore “Ted” Harvey’s Home at 137 Faith St, San Francisco (loan #708-0154783435).

He has signed and is making payments for a trial payment plan on a loan modification, yet Wells has scheduled his home for auction at 2:00pm, April 30, 2012.

Once Wells Fargo has postponed the auction of Ted Harvey’s home, offer him a fair deal for a loan modification on terms that are sustainable so he and his disabled daughter can continue to live in their home.

This is an URGENT request, so please respond right away to postpone the auction.

Sincerely,

your name here
——-

2) Starting at 8:00am on April 30, call the following Wells Fargo representatives with the message below.

Contact:

  • Wells Fargo CEO John Stumpf at 866-878-5865
  • Wells Fargo Director of California Local Government Relations Alfredo Pedroza at 415-396-0829
  • Wells Fargo Communications Staff Ruben Pulido at 415-852-1279
  • Wells Fargo Branch Manager Richard Sintchak at 415-396-7970
  • Wells Fargo Branch Manager Eric Tang at 415-977-9357
  • Wells Fargo Branch Manager Jason O’Hara at 415-554-8820

Tell them (or leave a message):

“Please take IMMEDIATE action to postpone the auction of James Theodore ‘Ted’ Harvey’s Home at 137 Faith St, San Francisco (loan #708-0154783435). He has signed and is making payments for a trial payment plan on a loan modification, yet Wells has scheduled his home for auction at 2:00pm, April 30, 2012. Once Wells Fargo has postponed the auction of Ted Harvey’s home, offer him a fair deal for a loan modification on terms that are sustainable so he and his disabled daughter can continue to live in their home. This is an URGENT request, so please respond right away to postpone the auction.”
——-

3) Show up at 1:45pm (auction starts promptly at 2:00pm and the auctioneers can sell off a house in less than a minute) on the sidewalk in front of City Hall, 400 Van Ness Ave, in San Francisco, to protest Wells Fargo auctioning off Ted Harvey’s home.

Bring a loud voice, a whistle, earplugs, and signs to let Wells Fargo know we won’t stand for it anymore… stop illegally selling off our neighbors homes!

Background:

Ted Harvey — carpenter, musician, and father — bought his Bernal Heights home in 2005 and made regular payments for over five years.

Two years ago, after a work injury and his 11 year old daughter’s two month hospitalization, Ted fell behind in house payments. He’s been trying to modify his Wells-Fargo loan and believed he had — Wells Fargo cashed his two recent checks!

Now Wells Fargo plans to auction Ted’s home on April 30 despite:

  • San Francisco Board of Supervisors’ unanimous vote for a moratorium on foreclosures until the state legislature passes a Homeowner Bill of Rights
  • The Mayor’s request for a “pause” until the state legislature passes a Homeowner Bill of Rights
  • California State Attorney General Kamala Harris’ request for Fannie Mae and Freddie Mac to suspend foreclosure activity
  • The report from San Francisco Assessor-Recorder Phil Ting that shows that 84% of a sample of San Francisco foreclosures contain at least one legal violation

For more information, see http://occupybernal.org/wordpress/?p=1276 or http://occupytheauctions.org/wordpress/?p=1012

Please forward this alert right away to others who may be interested.

SF Community Board of Trustees Condemns Wells Fargo

SF Community Board of Trustees condemns Wells Fargo’s predatory lending practices, seeks new Banking Services provider for its money

April 26, 2012

Last night, the SF Community Board of Trustees, condemning its
current provider Wells Fargo Bank, voted to seek a new Banking Services provider for its money, citing that:

  • San Francisco Assessor-Recorder Phil Ting has announced a first-of-its-kind audit of county land records of homes facing foreclosure.
  • Among the most jarring findings was that 84% of the files audited included legal violations

It also credited community-based organizations like SF ACCE and
Occupy Bernal for fighting to preserve the diversity of their  neighborhoods by defending the predominantly minority homeowners at risk of losing their himes to Wells foreclosure.

Trustee Chris Jackson stated that “Predatory lenders like Wells Fargo must be taught to correct their destructive policies.”

Buck Bagot of Occupy Bernal/SF ACCE thanked the Board for ”putting its power – and the public’s money – behind my neighbors who Wells has and is hornswoggling out of their homes.”

AFT Local 2121 President Alisa Messer, whose unions represents Community College faculty, also cited Wells’ penurious student loan policies which charge college students up to 18% interest.

Both Bagot and Messer and members of their organizations participated in effort on April 24, 2012 to convince Wells Fargo shareholders to correct the Bank’s negative policies, but were denied admission to its shareholders meeting despite holding Wells Fargo shares.

The Board joined the SF Board of Supervisors and Mayor Ed Lee in
speaking out against predatory lending policies.

Save Eric Lungren’s Home – Occupy the Auction Dance Party on Friday

UPDATE 4:30pm on April 27, 2012: City Hall Building Manager Robert Reiter tells foreclosure auctioneers they can no longer hold foreclosure auctions on City Hall Steps. For photos of the action, see http://occupytheauctions.org/wordpress/?p=876.


Thanks to Peter Menchini for the great video of the Occupy the Auctions Dance Party action below:

UPDATE as of the morning of April 27, 2012: Wells Fargo has postponed the auction of Eric and John’s home, so we are going ahead as planned with celebrating by dancing away the other foreclosure auctions scheduled for today.

At 1:45pm this Friday, April 27, please come to an Occupy the Auction Dance Party to stop Wells Fargo from auctioning off the home of Eric Lungren and his partner John Aldridge.

San Francisco foreclosure auctions take place on City Hall steps at 400 Van Ness Ave. (unless the weather is very bad).

Eric and John live in Bernal and Eric is a Foreclosure and Eviction Fighter and active member of Occupy Bernal. They went through a difficult financial time, but are now both employed and have the funds to make regular payments on a renegotiated loan, which Wells Fargo has refused to provide.

Please arrive on time and bring loud whistles and earplugs.

The action will go ahead as a celebration even if the bank postpones Eric and John’s auction.

Link: RSVP on Facebook event

Video outside Wells Fargo Shareholder meeting with event invite (thanks to Carol Harvey):