Protest the Wells Fargo Shareholders’ Meeting

There is a planning meeting for Occupy Bernal in preparation for this action. The planning meeting will occur on Thurs. April 19 at 7 p.m at the Bernal Heights Neighborhood Center.

We’ll be be taking our demands directly to John Stumpf as part of a broad coalition of community, faith, labor, immigrant rights and movement organizations that is going to the Wells Fargo shareholders meeting on April 24, to fight for justice for homeowners and our communties.

Be a part of the 99% takeover. Join us on April 24th and tell John Stumpf that enough is enough!

We are just ONE WEEK away from the 99% Takeover of Wells Fargo’s annual Shareholder’s meeting!!! Thanks to the hard work and commitment of so many folks we have a very solid plan shaping up that will likely shake up the Bank that is breaking up communities, families and people’s future!

Meeting Reminder

The final coalition planning meeting will be this Thursday, 4/19 from 5:30-7:30 @ Local 87’s office, 240 Golden Gate in SF just a few minutes from the Civic Center BART stop.

Note: Occupy Bernal is having an organizing meeting for the OB contingent this same night, at 7pm at the Bernal Heights Neighborhood Center

Action/Training Updates

4/21
Occupy SF will be hosting one of the final Direct Action trainings for participating in non-violent direct action that will cover: risking arrest, role-playing actions, legal consequences and details of the April 24th action on Saturday April 21, 10am to 1pm in San Francisco. This will be followed by a mandatory training from 2:30-4:30pm for anyone who is committed to participating in non-violent direct action on the outside takeover. To attend please respond to this email for the location.
4/23
The inside action planning team will be holding a final training and meeting from 3-6pm for all of the fighters planning to be inside the meeting on the 24th in the event the meeting is not shut down. This training is for folks with proxies and share only and for more information, please email Marguerite Young. Marguerite.young@seiu.org.
Later in the day
Occupy SF will be holding a “pop up” occupation and teach in starting @ 5pm in front of Wells Fargo’s corporate HQ on Montgomery & California St. in downtown SF. There will be another non-violent, direct action training as part of that event for folks who have to miss the training on Saturday. (Bring warm clothes!)

Legal Information

For folks participating in Non-violent Direct Action: please read this legal information from Occupy Legal if you are willing to participate in non-violent direct action

Websites and Social Media

Banking Videos for April 23rd’s Movie Showing about Wells Fargo

These video links are courtesy of Peter Menchini, Occupy SF Media
http://www.youtube.com/user/MayaMediated
https://picasaweb.google.com/110351006045593232796

These are for the lead-up to the
Protest the Wells Fargo Shareholders’ Meeting on Tuesday, April 24, 2012.

Videos about Wells Fargo

Videos about banks, foreclosures, and even education

Mayor Lee’s Statement on California Homeowners Bill of Rights

FOR IMMEDIATE RELEASE:
Monday, April 16, 2012
Contact: Mayor’s Office of Communications, 415-554-6131

*** STATEMENT ***

MAYOR LEE’S STATEMENT ON CALIFORNIA HOMEOWNERS BILL OF RIGHTS TO PROTECT
FAMILIES AGAINST FORECLOSURES

Mayor Edwin M. Lee today expressed his strong support for California
Attorney General Kamala Harris’ California Homeowners Bill of Rights and
urged members of the State Assembly Banking and Finance Committee to
support Attorney General Harris’s package of foreclosure reform bills
including support for AB 1602, a bill to end “dual tracking” foreclosures
by preventing banks from foreclosing on a borrower’s home while the
borrower is in the process of negotiating a loan modification, being heard
today:

“Too many San Franciscans have been devastated by the mortgage crisis and
too many families have lost their homes due to deceiving banking practices
right here in some of our most vulnerable communities. Thousands of
foreclosures have happened and are happening in neighborhoods in our
cities. I applaud the leadership of Attorney General Kamala Harris for
standing up for families and using the powers of her office to protect
homeowners from mortgage fraud and abuse.

The California Homeowner Bill of Rights is designed to protect homeowners
from unfair practices by banks and mortgage companies, and I urge the
State legislature to do the right thing to protect families.”

Since 2008, there have been 3,181 foreclosures in San Francisco, according
to the Assessor-Recorder’s Office, with the highest concentration in
low-income neighborhoods such as Hunter’s Point, Bayview, the Excelsior,
the Outer Mission and Bernal Heights. San Francisco conducted the first
comprehensive audit of county land records. The audit conducted by
Assessor-Recorder Phil Ting and released in February shows that 84 percent
of sampled foreclosures contain at least one clear violation of
California’s foreclosure laws.

Mayor Lee joined Attorney General Harris in support of the foreclosure
reform package aimed to protect families in distress. This comes just
weeks after Attorney General Harris won California the lion’s share of a
$26 billion multistate settlement with big banks over foreclosure abuses.

The California Homeowners Bill of Rights consists of six bills designed to
guarantee basic standards of fairness in the mortgage process, including
an end to dual-track foreclosures, an increase in transparency in the
mortgage process, including a single point of contact for homeowners,
community tools to prevent blight after banks foreclose upon homes, tenant
protections after foreclosures, enhanced law enforcement to defend
homeowner rights – paid for by fees imposed on banks and creation of a
special grand jury to investigate financial and foreclosure crime.

California Homeowner Bill of Rights Legislative Package

Assembly Bill 1602 / Senate Bill 1470 – The Foreclosure Reduction Act of
2012
(Assemblymen Mike Eng and Mike Feuer; Senators Mark Leno, Fran Pavley, and
Senate President pro Tem Darrell Steinberg)
·       Require creditors to provide documentation to a borrower that
establishes the creditor’s right to foreclose on real property prior to
recording a notice of default.
·       Require creditors to provide documentary evidence of ownership,
the chain of title to real property, and the right to foreclose, at the
time of the filing of a notice of default.
·       Prohibit creditors from recording a notice of default when a
timely-filed application for a loan modification or other loss mitigation
measure is pending.
·       Prohibit creditors from recording a notice of sale when a
timely-filed application for a loan modification or other loss mitigation
measure is pending.
·       Prohibit creditors from recording a notice of sale while a
borrower is in compliance with the terms of a trial loan modification or
after another loss mitigation measure has been approved.
·       Require creditors to disclose why an application for a loan
modification or other loss mitigation measure has been denied.
·       Require that notices of foreclosure sales be personally served,
including notices of foreclosure sale postponement.
·       Provide homeowners with a private right of action in instances in
which the requirements set forth in the legislation are not followed

Assembly Bill 2425 / Senate Bill 1471 – Due Process Reform Legislation
(Assemblywoman Holly Mitchell; Senators Mark DeSaulnier and Fran Pavley)
·       Require creditors to provide a single point of contact to
borrowers in the foreclosure process who will be responsible for providing
accurate account and other information related to the foreclosure process
and loss mitigation efforts.
·       Require creditors to provide a dedicated electronic mail address,
facsimile number and mailing address for borrowers to submit information
requested as part of a loan modification, short sale or other loss
mitigation option.
·       Authorize borrowers to challenge the unlawful commencement of a
foreclosure process in court.
·       Impose a $10,000 civil penalty on the recordation or filing of
“robosigned” documents, defined as documents that contain information that
was not verified for accuracy by the person or persons signing or swearing
to the accuracy of the document or statement.
·       Require that certain documents be recorded in a county recorder’s
office.

Assembly Bill 2314 / Senate Bill 1472 – Blight Prevention Legislation
(Assemblywoman Wilmer Carter; Senator Fran Pavley)
·       Prevent blight enforcement actions from being taken against new
purchasers of blighted property for 60 days, provided that repairs are
being made to the property.
·       Require banks that release liens on foreclosed property to inform
local code enforcement agencies of the release so that demolition of
blighted property can proceed.
·       Increase fines against owners of blighted property from $1,000 per
day to $5,000 per day, and allow the imposition of the costs of a
receivership over blighted property to be imposed directly against the
owner of blighted property.

Assembly Bill 2610/ Senate Bill 1473 – Tenant Protection Legislation
(Assemblywoman Nancy Skinner; Senator Loni Hancock)
·       Require purchasers of foreclosed homes to honor the terms of
existing leases and give tenants at least 90 days notice before commencing
eviction proceedings.

Assembly Bill 1950 – Enhancement of Attorney General Enforcement
(Assemblyman Mike Davis)
·       Impose a new $25 fee to be paid by servicers upon the recording of
a notice of default. The fee would be deposited into a real estate fraud
prosecution trust fund that would support the Attorney General’s efforts
to deter, investigate and prosecute real estate fraud crimes, including
the work of the Mortgage Fraud Strike Force.
·       Extend the statute of limitations from one year to four years from
the date of discovery for violations of law commonly occurring in
connection with foreclosure-related scams, including acting as a
real-estate agent without a license and charging up-front fees for loan
modification services.

Senate Bill 1474 / Assembly Bill 1763 – Attorney General Special Grand
Jury
(Assemblyman Mike Davis; Senator Loni Hancock)
·       Authorize the Attorney General to impanel a special grand jury for
the purposes of investigating and indicting multi-jurisdictional financial
crimes against the state.

###

Francis Tsang
Chief Deputy Communications Director
Office of Mayor Edwin M. Lee
415.554.6467
francis.tsang@sfgov.org

Get Connected with Mayor Lee
www.sfmayor.org

Minutes of General Assembly, April 12, 2012

MEETING NOTES

Occupy Bernal GA/Housing and Foreclosures Workgroup Meeting

4/12/12 – REVISED

1. Intros
2. Facilitator, Molly; Timekeeper, Alice; Notetaker, Amy
3. Agenda amended and approved
4. Elected Officials/Legislative

(a)Board of Supervisors unanimously passed anti-foreclosure resolution.

Nonbinding. Urges banks to cease foreclosure activities until violations in recording are resolved, pledges city support for state Homeowners’ Bill of Rights, pledges city lobbyist support.

(b)Mayor says he will not sign resolution, but is meeting with ACCE, invited Occupy Bernal. Mayor wants to participate in California 10-city coalition asking for a “pause” on foreclosures. Also, Mayor has assigned Jeff Buckley, Senior Aide, to participate in individual foreclosure negotiations.

(c)EO/L Workgroup will draft letter and consider other tactics to pressure City Attorney/District Attorney to investigate/prosecute violations. Also, will look into Nevada Affidavit of Foreclosures requirement.

5. Education/Outreach
(a)Next education series meeting on May 7
(b)Annie S planning for block party on Andover (south of Cortland), May 19.
(c)Joint OB/ACCE Pot Luck – Saturday, 4/14, 2-6 pm

6. Door-Knocking/Home Defenders
(a)Discussion about process, strategy, decision-making. Deborah requests that people do not strategize, analyze policies by email, concern that this is exclusionary and nondemocratic. Some support for this, also some concern that group cannot hold meetings for every decision or discussion, must be able to use email. Generally agreed that major decisions and strategic discussions must be done via an announced meeting.
(b)People working on door-knocking urged to join Home Defenders Workgroup email list to ensure that all are included in on-line communications.
(c)ACCE and SEIU will be canvassing in Bayview and Excelsior on April 21 (Malia Cohen to join). Will OB participate? To be discussed at Sunday’s DK/HD meeting.

7. Actions
(a)Foreclosure/auction/eviction updates:
i. Judge forced Deutsche Bank to settle with Gigi, although the bank may attempt another foreclosure
ii. Ernesto was successful in refinancing with Wells Fargo. His income was adequate all along. Why did it take Wells so long??
iii. Katherine Galvez was evicted from her Noe Valley home.
iv. Dexter Cato continues to OCCUPY his [foreclosed] home. SFPD are not taking action.
(b)4/7 Action vs. Board members included 24 people from Excelsior, Bayview, Bernal, ACCE, SEIU, Occupy.
(c)4/24 Wells Fargo Shareholders Meeting — Don’t miss it. Nonviolence training is available 4/14, 10 am-2 pm, 209 Golden Gate. Other trainings available (info circulated via email). OB LOGISTICAL PLANNING MEETING, April 19, 7-9 pm, 515 Cortland Ave (BHNC).
(d)SUN Program — postponed to next meeting
(e)Occupy the Auctions — full discussion postponed to next meeting. The item was discussed briefly and a temperature check showed overwhelming support for setting an Auction Action date after the April 24th Wells Fargo action.

8. Media/Communications
(a)Elaine doing weekly newsletter
(b)All Occupy Bernal people should sign up for ANNOUNCE email list, so it can be used properly, separate distribution from the General Assembly or other Workgroup email lists.

9. Other
(a)dedicate time on 4/26 agenda for proposal to determine OB organizational structure

Next General Assembly/Housing & Foreclosure Workgroup Meeting:
Thursday, April 26, 7-9 pm

Bus Tour: A Visit to Wells Fargo Community Predators

Watch a video from Peter M. with Occupy SF documenting our bus tour of Wells Fargo community predators
Saturday morning, April 7
The South Bay communities of Hillsborough and Los Altos are seemingly safe, full of large, idyllic homes for the 1 percent. But community predators lurk among them.
Nicholas G. Moore and Philip J. Quigley both sit on the board of Wells Fargo. They are still at large, living in luxury while they continue to steal our neighbors’ homes and prey on our communities. Foreclosure fighters, neighbors and activists have been demanding loan modifications, but our cries have fallen on deaf ears. Earlier in March, Dexter Cato even re-occupied his home in Bayview/Hunters-Point, but Wells Fargo still refuses to negotiate a loan modification in good faith.
On April 7, we will be bringing the crimes of Moore, Quigley and the rest of the Wells Fargo community predators to the light of day. Join us as we visit their houses and demand that they stop foreclosing on ours. Come demand loan modifications that will allow all of our neighbors to stay in their homes!
Bus leaves at 9 a.m. from 515 Cortland, in front of Bernal Heights Neighborhood Center
9:30 a.m. from Dexter Cato’s reoccupied home, 1401 Quesada
Please RSVP to julienball@hotmail.com to reserve a seat on the bus, or call 415-483-9138.
Flyer (Word format): GET ON THE BUS 4-7 
Sponsored by Alliance of Californians for Community Empowerment (ACCE) and Occupy Bernal.

Housing and Foreclosure WorkGroup 3/7 Meeting Minutes

 

Next  H & F Meeting:  3/22 BHNC

 “Door-Knockers”  meet on Thurs. 3/15 7:00 (I think)  at Progressive Grounds to clarify goals.

Action:  against Lloyd H. Dean, Wells Fargo board member 

Wednesday, March 14, 12 noon (organizers be there at 11:30)
185 Berry Street (between 3rd and 4th St.)
Outside the offices of Dignity Health  

**********************************************************************************

 

///// Recommendation:  With a majority in favor, the group recommended to the GA that Julien’s proposal to merge the GA with H&F be accepted.

 

The Elected Officials Subgroup is meeting with Avalos and Campos regarding their resolutions, and is having a pre-meeting with the Mayor’s Office with the overall  goal of putting pressure on them and other electeds to pass a resolution in favor of a foreclosure moratorium.  A meeting has been scheduled with Phil Ting. Buck drafted a “leave-behind” stating our position and rationale, replete with whereases.  Judy, Grace, and Amy welcome people to work with them.  Grace invited people to join in the lobbying effort to be held in Sacramento. 

 

Stardust requested that people sign up if they can commit to regularly being available one day a week (M T W TH F) to be at City Hall at 1:45 if needed to prevent auctions.  Sign up at  occupytheauctions.org or occupyevictions.org

 

Buck spoke for the group in saying that the door-knocking is the living beating heart of our work.  A number of new people signed up.  To let her know which Sunday you’re coming, email Judy atjsiff@sbcglobal.net

 

Annie reported that the street fair plans are moving forward, which is great.  It will be on a Sunday in late April or early May.  The group passed the hat and collected $62 toward insurance and a permit for the event.  Someone please wear or bring a hat to the GA meeting

Minutes for Occupy Bernal GA, February 27, 2012

Occupy Bernal Heights General Assembly
Monday, Feb 27, 2012
7pm @ Bernal Heights Neighborhood Center, 515 Cortland St.

Attendees: Ed, Buck, Andrew, Annie, Debrah, Blair, Elaine, Richard, Mike, Stardus, Julian [and more — minutes started post-intros]
Facilitator: Stardust
Stack: Annie
Minutes: Andrew

I Introductions
——————-

Intros all around: first names and favorite colors.

II Assessment of what we’ve done
—————————————————————-

2. 2/23 Forecolsure forum
====================

Debra reports back on the Forum.
61 attendees were counted at 1:10pm
There were short talks on how to resist foreclosures, evictions and the importance of fighting back.

Alberto
Grace Martinez, ACCE
Jose, MEDA [?]
Ed Donaldson, councellor
Leah Simon-?, tenants group

Properties under or at risk of foreclosure are recorded in a public database; outreach started here and galvanized at this event.

While attendees may not have been numerous, but the impact on attendees’ lives was significant. The spirit of solidarity, support, resistance was palpable.

Ed will be returning for more Q&A at a later date.

Buck: there were more new people at this action than at any other point in Occupy Bernal’s past (short of its formation)

country may be divided, but we can agree on this point, which helps unify the movement

Hats off to education committee
We need to build our base locally and outreach.
Combining resources that re-enforce our collective struggle is key; we should try and have an #occupybernal on the panel next time

Suggestion: 1st Thurs of every month Education around the foreclosure question
Education committee will take this into consideration.

1. Fells Fargo demo report back
=======================

more than the 50 people reported in the paper
Different and good;

Bay Guardian wants to have a conversation about their editorial position.

The character of the conversation is changed by taking this to a person responsible.

There were 60 cops at first; all but 10 went home once things were explained.

Every time we do an action, it should be different. Not the same heads with the same speeches.

Ed Donaldson (worlds for HUD sponsored non-profit that negotiates with home”owners” with banks, specifically against Wells Fargo) got a call from an outraged Wells Fargo exec. good sign.

Press work was extensive for this action, creative props, fun all built towards a remarkable event.

Individual stories should be better highlighted than they were.

Peoples’ expectations of actions can be for a longer duration – should frame timeline better.

Blair went with 10yr old daughter, who fount funny and amusing.
there is a common misunderstanding of fraud amongst stable income home-owners
Suggestions:
1. A leaflet with 3 short paragraphs + resources that explain what the banks have done, that this is not a technicality, to pass around to passer-bys
2. connect more Families Occupy SF:
street theatre is an engaging format to get kids into the resistance movement for a lifetime

(Food) Pic-nic at events

ELAINE: Press was great. Twitter was influential. Not sure how it worked, but it did.

DB is being used to contact everyone
door-to-door, letter, attempts to make person-to-person contact.

III Newer Business
—————————–

1. Ting report
===========

99% of all forecosured issued by banks have one or more irregularities
84% have clear violations of the law
⅘ foreclosures are illegal

We can leverage the same message to push city officials to go beyond simply agreeing that this issue is terrible and to take action.

How can the city attorney (be motivated and have legal grounds to) file for injunction?

Met with Sherriff on Mon, who is in charge of injunctions
Court orders are issued, which must be enforced…

What kind of pressure can we exert to stop the exercise of power in its tracks?

How can we track the money?
Auctioneers, Conveyance companies… WHO is really benefitting from the fraud? Lat’s articulate this reality to people to the streets.

Annie:
amazing stroke of luck with this report
non-judicial foreclosures: instead of going to court, discrete steps need to be followed – some technical, many substantive
Notice of filling of Default is the first step, often skipped by banks, and it goes on from there.
For us, it means we have a way of working with city officials and pressing others not interested in working with us. State regulations supersede many possible measures, but what kind of hurdles could be put in pace along these lines?

Debra:
Market is still strong in SF and Bernal in particular, which motivates banks to pull the rug out from under home owners.

Buck:
Some people did borrow more than they can pay back. Not an accident that all but one victim are Latino or Black, and that bank practices were predatory. There is still a fight for those who can’t afford to pay this all back, even after the fraud question is settled.

Dorothy:
SImilar model to that used during the depression
selling in lots: large scale scam to take residential property away in the same way farm land was

John O’Brien, assessor in MA in June of 2011 made a presentation to the Natl. assoc. of Assessors: “my office is a crime scene.” He refused to resister and record false documents.
Proposes to bring him out here to speak.

Elaine:
Predator lending as a topic for a future educational forum.
Any elected officials will need to respond with the right questions. What are these questions, and how to we exert pressure. We should organize around the Ting report.

Richard:
only 14 vs. 386 were not legal. We need to plan and frame our language and message strategically.
SIVs were bundled so they couldn’t be looked at individually.

Mike:
Narrative that banks loaned this money isn’t accurate. It’s investors that are impacted and driving the game.

3. Press Conference, Board of Supervisors Resolution
============================================

We are working with 2 supervisors (David Campos, John Avalos) on a resolution to support a moratorium on foreclosures until Ting report can be analyzed and malfeasance corrected.
need 6 votes w/ Mayor or 8 w/o Mayor

Trying to smoke out DA, Sheriff too.
the Sheriff many not be affected, though, because there are state-mandated. Criminality is ubiquitous, though.

Possible press conference on Wed with Ting

David Campos will call tomorrow for a public hearing at the board of supervisors that will call Ting forward.

On Friday, members strolled the halls and tried to gauge support by district on the passing of a city ordinance.

District position
1 Supervisor Mar, chair of land use committee. Spoke with his aid. What committee is most friendly to moving a resolution forward? Probably this one.
2 skipped
3 checked in
4 skipped
5 spoke with aid, looks like there may be support; depends on mayor
6 should go, some uncertaintly because of board alliances
7 no support
8 —
9 Campos – we are all good
10 spoke with aid
11 Avalos — lots of support; aid is actively working on this.

An ordinance IS possible and CAN gum up the works on foreclosures.
If the Assessor-Recorder is obliged to receive documentation every step of the way, that would stop [filibuster] the process in its tracks .
New lead: a 1945 document states that auctioneers need to put up a bond to do auctions; IDEA: the board could require a 1M bond in an ordinance.

The treasurer can be pressured to move money out of the banks. [Berkeley did this]

4. Other ideas
===========

Richard:
occupy poetry, musicians, food can all feed into a street festival.
Suggests building a repository of content as we learn
interview people in neighborhoods

Stardust:
Ongoing discussion has been happening
a social event with Occupy Bernal, ACCE from Bayview/Hunter’s Point, Excelcior at SFHourisng Development offices.

Blair:
House parties as an outreach venue

Julian:
build base in neighborhood by door knocking is good, but we need to invite them to something
Block party

Buck:
personal relationships
plot events around where foreclosures are.
plot these
look to engage people in a more enduring capacity, rather than coming out to an event once.
We need to push people to OCCUPY.
[look into the foreclosure project that Mike was running]

Dorothea:
like in the 30s: home defenders
phone trees that can mobilize
being with personal relationships

PROPOSAL (Stardust): call a meeting of the outreach workgroup to address the issue
POINT OF PROCESS: hold off until the restructuring discussion

Pink Flier
**********
pink flier is passed around, a follow up on the Wells campaign

Auctions and Foreclosures happen weekly.
With enough bodies (signed up weekly) we can stop them!
10 sign-ups: required to halt Auctions
25 sign-ups: know we’re ready to stop any eviction

the threat of shutting down auctions has so far resulted in all auctions shutting themselves down.

occupysf, sfatate, occupysfhousing, sf action council are all behind this

Stardust is maintaining the website
it’s been up for 48h; 10% of goal is reached

Blair:
Thinking backwards from our event date, how do we organize?

March 1: Occupy Education
(full funding for education)
Occupy Bernal has endorsed and agreed to participate in
There is space for a speaker at the 4pm mass rally
NO RESOLUTION: a speaker needs to be found.

—-> Other ideas TABLED to next meeting

IV Occupy Bernal Restructuring
——————————————

people are confused about the occupation structure.
the housing and foreclosure issue is the focus, but the WG conversation get re-iterated at the GA

Juilan:
presents a written proposal is to merge the WG with the GA
[attach here]

Buck:
all work since Dec 21 is focused on housing and foreclosure
Most of the WG meetings are larger than the GAs

Debra
Clear target and program is important
smaller and larger meetings are important
our theme, our issue as a neighborhood group is part of basic occupy analysis

Andrew
Renaming the group would be appropriate if the main thrust is around an issue.
Publicize monthly meeting: a true GA
broad-based, political discussion

Elaine:
email lists are not being used most effectively.
announce is the main list, coordinated events announced here; this should be the list people get added there.
organizers’ list is non-modertated
proposal: combine current housing and GA lists.
advocates against merging

AMMENDMENT: continue to call this body a GA?
(advocates against merging)

TEMPERATURE CHECK: 50-50 split on thinking we can resolve this question tonight.

—–>TABLED

Announcements
———————-

Thurs @ 7pm: follow up to foreclosure forum
Ed Donaldson will be here for Q&A
stories from newcomers
basic meeting

Communications WG meeting
progressive grounds
6:30pm

next meeting:
2 weeks from today, March 12.

Foreclosure and Eviction Community Forum

Back by popular demand!

Because there was so much lively energy and interest and so many questions, and since there were people who came with their personal, urgent situations, we stopped the discussion & questions at about 8:15 so that people in need could get to talk with people who might help them, we decided to have a follow up education event next week. See details below./p>

In the meantime you can Watch the video and read a report from last week’s meeting.

80+ Bernal families are in foreclosure and eviction
Stick together and please attend!
Childcare and Spanish translation available

Thursday, March 1

7 – 8:30 pm
Bernal Heights Community Center
515 Cortland Avenue

Program:

  • The Foreclosure Problem Now (A community organizer’s perspective)
  • Legal Help for you and your community (Presented by a foreclosure lawyer)
  • Where to get Counseling help (Presented by a San Francisco housing counselor)
  • Panel discussion with the presenters
  • Question and answer with the presenters
  • Local homeowners and tenants affected will speak

Contact:

Annie 415-821-7617

Mission Economic Development Agency Hosts Workshop

Mission Economic Development Agency is hosting a monthly Foreclosure Intervention & Mortgage Default Workshop.

Keep in mind you can come as an organizer, activist, citizen, homeowner, be informed and later disseminate & pass on the info to the rest of our community.

Looking forward to seeing you here.

Need a sitter?: No problem! We have child care for the duration, please register in advance to save a spot.

When

Wednesday February 29th from 6 TO 8PM

Where

Mission Economic Development Agency
HUD Certified Housing Counseling Agency
Main Office: Plaza Adelante
2301 Mission Street, Suite 301 (19th & Mission corner)
San Francisco, CA 94110

How

Just show up, pre register at dmayorga@medasf.org , or call our general number at extension 132

What

If you are a distressed homeowner seeking counseling, please pre-register or come early to fill out needed intake forms to get you assigned.

Cost

All our services are free of charge to you, for you and because of you.

Info

General overview of foreclosure, options, programs, referrals, internal cross services, options, more options and some options.

Guarantee

It will NOT be a waste of your valuable time

Remember you don’t have to be a homeowner to come, the information will make you a future well informed homeowner/ advocate!!!

Jose L. Rodriguez
Foreclosure Intervention & Default Counselor
Mission Economic Development Agency
HUD Certified Housing Counseling Agency
Main Office: Plaza Adelante
2301 Mission Street, Suite 301
San Francisco, CA 94110
P: 415.282.3334 ext. 114
F: 415.282.3320
jrodriguez@medasf.org
www.medasf.org
www.facebook.com/medasf
www.twitter.com/medasf

Campaign against PG&E Smart Meters

PG&E ANALOG OPT-OUT PROGRAM
CALL: 866-743-0263
THE FEES ARE CHEAPER THAN SMART METERS’ HIGH UTILITY BILLS
Having a smart meter has been widely reported to double your bills!

Monthly opt-out fee $10, CARE $5 per month.
Installation fee $75, CARE $10.
These are interim fees. They cannot go higher, but they may go lower. PG&E will have to reimburse the customer,

Many people in the neighborhood are feeling sick from their Smart Meter or their neighbor’s Smart Meters. Symptoms include headaches, headaches, ringing & pressure in ears, insomnia, dizziness, heart palpitations & nausea. The effects are cumulative.
The Board of the American Academy of Environmental Medicine opposes the installation of wireless Smart Meters. www.aaemonline.org
stopsmartmeters.org
emfsafetynetwork.org